Amex platinum freebies
For cash back, check out Blue Cash Preferred. Read our review. Why would one want to earn points over cash back? Earning AMEX Membership Rewards points gives you the flexibility to transfer points to select frequent travel programs like airline partners such as Delta and JetBlue, or hotel partners such as Hilton.
Then you would use the transfer partner to redeem for award flights or hotel stays. Sounds complicated? It doesn't have to be if you know how to play the airline miles game. Read our beginner's guide to get you started. Lifestyle and spending habits : What do you spend the most on? Is it groceries and gas, or are you a frequent traveler? Pick a card with rewards that match your lifestyle.
If you spend a lot of time in the air, then you may find that the AMEX Platinum card with its platinum benefits is worth the annual fee. We'll make your decision simpler with side-by-side American Express offers comparisons. Let's begin our review with the no-annual-fee Amex cards versus their premium cousins. Are you already an American Express cardholder?
Take advantage of Amex Offers for additional opportunities to save money. Many merchants like popular restaurants and brand name retailers offer special American Express coupons and deals via Amex Offers. There's usually no promo codes needed. Instead, you add as many of the offers and coupons as you like to your card account. Then use your card to pay. If you meet the offer requirements e. Keep in mind, not all American Express cards are eligible e. New Application : Before you apply for an American Express credit card, keep in mind, you usually need excellent credit.
Ready to apply? Click the apply now button on this page and you'll be redirected to American Express' secure online website. Is cash king? Which cashback credit card is right for you? We'll review the numbers below. But first, let's do a side-by-side comparison to see how the two cards stack up:. Tip : Do you carry a balance? After that, the APR is Do you want to earn Membership Rewards points that you can transfer to airline transfer partners for frequent flyer miles? Did you know : One way award travel tickets within the continental U.
You earn 2 miles per eligible dollar spent directly with Delta You get to check your first bag free on Delta flights You get Main Cabin 1 Priority Boarding. Is it worth getting? Read our Gold Delta SkyMiles review. Scoring a deal on bonus points is nice, but do you also want to enjoy platinum benefits such as Platinum Concierge Service and Airport Club Access?
But some frequent travelers believe the card is well worth it. For additional information, read our Platinum American Express Card review. Keep in mind : the Platinum Card is not a credit card. Instead, it is a charge card, which means you have to pay off your balance in full each month. If you like to travel and need to occasionally carry a balance, you may want to consider a travel credit card like Chase Sapphire Preferred. If you frequently carry a balance, look for a low interest credit card instead. Points Point Rewards: Earn 1 point for virtually every dollar spent. Enroll for complimentary Hilton Honors Gold Status.
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American Express has a "spend-centric" business model, which means they want to generate revenue by loyal card members using their card to spend, rather than charging excessive finance charges and unreasonable fees. That means average spending on American Express cards tends to be higher than their bank competitors.
This allows American Express to charge a premium rate to merchants which is why some merchants - mostly small mom-and-pops - don't take American Express. This higher rate to merchants lets American Express offer, in our opinion, particularly attractive rewards and bonuses. How does that affect you?
You may sometimes find a retailer that won't accept your card, but that's becoming rarer as more merchants realize the value of loyal American Express cardholders. Tip: If you frequently shop at small mom-and-pop retailers, you may want to consider a Visa or MasterCard. Here are the latest Chase credit card promotions and Citi credit card reviews. As a small business owner, you know you spend a lot of money running your business. Why not apply and take advantage of that spend? Do you want to find a bonus offer? Here are some of the latest American Express business credit card and charge card promotions.
Click on the card name to read our review. Earn 6x points at participating Marriott Bonvoy hotels. Earn 4x points at U. Earn 2x points on all other eligible purchases. You receive 1 Free Night Award every year after your Card account anniversary. Free Night Award can be used for one night redemption level at or under 35, points at a participating hotel. Certain hotels have resort fees. This card earns airline miles: 2 miles per dollar spent on purchases made directly with Delta and 1 mile for every eligible dollar spent on other purchases.
After the introductory 6 months period, the APR for purchases will be variable at This card earns airline miles: 2 miles per dollar spent on eligible purchases made directly with Delta and 1 mile on every eligible dollar spent on other purchases. You can enter Delta Sky Club at no cost. For business owners who can pay off their entire balance each month, a charge card such as the Business Platinum is a way to earn Membership Rewards points without the stress of interest charges. Hopefully, certain bonuses stuck out for you as you looked down this list. Read the above links to our reviews to find out what we like and dislike about each Amex card.
Or are you all about travel perks, no matter how much it will cost you per year?
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There's a lot to think about when reviewing the latest Amex offers. Having credit card and bank choices is a good thing though. Take advantage of these promotions. Sarah Johnson is the senior editor of CreditDonkey, a credit card comparison and reviews website.
Write to Sarah Johnson at sarah creditdonkey. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.
11 of the Amex Platinum Card’s Most Valuable Benefits
For rates and fees of the Blue Cash Everyday card, please click here. For rates and fees of the American Express Platinum card, please click here. For rates and fees of the Blue Cash Preferred card, please click here. For rates and fees of the SimplyCash Plus card, please click here. For rates and fees of the Business Gold Card, please click here. For rates and fees of the Gold Delta SkyMiles card, please click here. For rates and fees of the American Express Business Platinum card, please click here. For rates and fees of the American Express Gold card, please click here.
The Platinum Credit Card | American Express Singapore
For rates and fees of the Blue Business Plus card, please click here. For rates and fees of the Cash Magnet card, please click here. For rates and fees of the Hilton Honors Ascend card, please click here. For rates and fees of the Blue Delta SkyMiles card, please click here. For rates and fees of the Delta Reserve Business card, please click here.
The card details on this page have not been reviewed or provided by the card issuer. Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. Whether or not the Centurion makes sense, in my opinion, comes down to the extra travel benefits it offers and whether or not you will use them:.
Both Platinum and Centurion cardmembers have access to this program and enjoy free benefits - when available - like 4 p. However if you're Centurion, it's like getting the FHR on steroids - depending on the hotel, you may get better room upgrades and more hotel freebies. Avis Presidents Club: This is a Centurion-only benefit and I constantly hear rave reviews for this perk. You get a two car-class upgrade when available on every intermediate or higher car class. There's guaranteed rental availability, even if you don't have a reservation keep in mind though the guarantee is for a vehicle, not necessarily your choice of vehicle.
There is also a Presidents Club reservation line. You are automatically enrolled in the Gold frequent flyer level on Continental, Delta, and Virgin. You get the Platinum level on U. Having elite status on these airlines might score you seat upgrades when available, dedicated check-in, priority boarding, and mileage accrual at an accelerated rate.
In addition to these advantages, there are others, namely higher limits on the insurance benefits. I think the reason so many criticize the Centurion is because they aren't utilizing the full range of benefits offered. If you live the jet-set life, the card can definitely pay for itself many times over! With that said and speaking of the word "jet" I know a man with a Gulfstream his very own made-to-order jet with full-time private pilots, not that fractional ownership stuff.
I actually traveled with his family once to Hawaii on it and when we all checked into the hotel, I noticed he used a Platinum Card. I asked what happened to his Centurion which he had for years. His answer? That goes to show you just because you're rich, it doesn't automatically mean the Centurion is the best choice.
In the same way, just because you're borderline-rich and barely qualify, it doesn't necessarily mean the Centurion is a waste of money. I know a person with "only" a mid six-figure income who gets tremendous value out of his Centurion, because he travels so much for work. Ultimately, whether you should go with the Centurion or a Platinum Card depends more on your travel habits rather than the size of your bank account.
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If you aren't a traveler but still like premium services, then my American Express Gold Card review explains what benefits you get with the Gold tier, in comparison. But the honest truth is that the average spender is probably better off with a no annual fee rewards card instead of paying hundreds or thousands per year for premium service and benefits if they're not going to use them. Disclosure: My company's website, CreditCardForum. The above content and information is not provided or commissioned by American Express.
Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by them. World globe An icon of the world globe, indicating different international options. Search icon A magnifying glass.
It indicates, "Click to perform a search". Close icon Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification. Michael Dolen , Credit Card Forum. May 4, , PM.